Gulf Power Company Employees CU

Auto Loans

Auto Loans

Auto payments guzzling up your budget? It's the perfect time to refuel your finances! Rates as low as 2.49% APR*
Get ready to ride like a champion. Whether you’re looking to buy a new vehicle, or refinance your auto loan, GPCE Credit Union, a Division of FSU Credit Union is your source for the lowest rates and best service. We offer a loan calculator to help you calculate your monthly payments before buying. We can also provide a current NADA book value for your automobile, which may give you more buying and selling power too. 
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Ready to Buy or Refinance?

Think you can’t afford the vehicle of your dreams? Ready to trade-in your current vehicle but don’t want a higher payment? Learn more about our InGear option. With InGear, you can get a payment up to 40% lower, without a lease – you have the benefits of ownership. Learn more here.
Troubled credit? New credit? Check out our OnPace program, a loan option for those looking to establish credit or have a negative credit history. Learn more here.

To protect the financial interests of our members, we offer a variety of insurance options through Trustage Insurance. Enjoy benefits such as:

  • Trustage Insurance for Auto, Home, AD&D, and Life Insurance
  • Credit Life and Credit Disability
  • GAP Insurance
  • Route 66 Extended Warranty

Shopping for a new car? As a member, you have access to the free, professional car buying service iDrive Concierge. 

  • Get fair and competitive pricing
  • Receive an outstanding trade-in value good for 7 days
  • Save time as our advisors search for YOUR perfect car
  • Receive GAP & Extended Warranties up to 50% less than at the dealership
Visit iDrive Concierge or Call 1-800-929-8971.

Tools & Help:


To get started send us an email, access our online loan application, contact us or visit any of our convenient office locations.

Terms & Conditions

*APR=Annual Percentage Rate. Offer valid through 9/30/2022. Loans subject to credit approval and standard underwriting criteria. Other rates and terms available. No other discounts available. Maximum interest rate is 18% APR. Minimum loan amount is $5,000. Eligibility is based on credit approval and standard underwriting criteria. Your actual rate may vary depending on your individual credit score and term. Down payment may be required depending on creditworthiness of the borrower, age of vehicle, amount, and term of the loan. Cannot be used to refinance an existing FSU Credit Union loan. Rates are subject to conditions including the applicant’s credit score, and loan is for vehicles years 2016 or newer. Auto rate is based on 48-month term. Membership eligibility required. Interest accrues from the date of loan disbursement and will be collected on the first payment applied to the loan. Information accurate as of 9/6/2022. For a $10,000.00 auto loan with a term of 48 months, and a 2.49% APR, the monthly payment will be $219.32. For a $10,000.00 auto loan with a term of 75 months, and a 2.99% APR, the monthly payment will be $146.52. Please contact a credit union representative at 877-GO-FSU-CU for more details. Insured by NCUA. Equal housing opportunity.