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Gulf Power Company Employees CU
GPCE Credit Union Vehicle & Motorcycle Loans

Auto Loans

Auto Loans

Get ready to ride like a champion. Whether you’re looking to buy a new vehicle, or refinance your auto loan, GPCE Credit Union, a Division of FSU Credit Union is your source for the lowest rates and best service. We offer a loan calculator to help you calculate your monthly payments before buying. We can also provide a current NADA book value for your automobile, which may give you more buying and selling power too. 
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Ready to Buy or Refinance?

Think you can’t afford the vehicle of your dreams? Ready to trade-in your current vehicle but don’t want a higher payment? Learn more about our InGear option. With InGear, you can get a payment up to 40% lower, without a lease – you have the benefits of ownership. Learn more here.
Troubled credit? New credit? Check out our OnPace program, a loan option for those looking to establish credit or have a negative credit history. Learn more here.

To protect the financial interests of our members, we offer a variety of insurance options through Trustage Insurance. Enjoy benefits such as:

  • Trustage Insurance for Auto, Home, AD&D, and Life Insurance
  • Credit Life and Credit Disability
  • GAP Insurance
  • Route 66 Extended Warranty

Shopping for a new car? As a member, you have access to the free, professional car buying service iDrive Concierge. 

  • Get fair and competitive pricing
  • Receive an outstanding trade-in value good for 7 days
  • Save time as our advisors search for YOUR perfect car
  • Receive GAP & Extended Warranties up to 50% less than at the dealership
Visit iDrive Concierge or Call 1-800-929-8971.

Tools & Help:


To get started send us an email, access our online loan application, contact us, or visit any of our convenient office locations.

Terms & Conditions

*APR is Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change. GPCE Credit Union, a Division of FSU Credit Union offers 100% financing based on MSRP of new autos and 100% NADA Retail Value of used autos including tax, tag, title, and GAP insurance. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply.