Gulf Power Company Employees CU
About GPCE Credit Union

The CU Connector

Keeping Members In Touch with The CU Connector:

Supporting Gulf Coast Kid's House at Christmas

GPCE Credit Union - A Division of FSU Credit Union, did an amazing job making sure we supported our community this year at Christmas. Together, we raised $250 for the Angel Holiday tree at the Gulf Coast Kid's House, a children's advocacy center serving Escambia county in Pensacola, Florida.  Thank you all for your support! We wish you a very Merry Christmas!  

GCKH Building 

Gulf Coast Kid's House -Pensacola, FL   

Cathy with Director Stacie Kostevicki

Cathy King, GPCE Credit Union Marketing Manager of NW FL with Stacie Kostevicki, Director of GCKH

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Service Anniversaries at GPCE Credit Union


Please join us in congratulating these awesome team members at GPCE Credit Union - A  Division of FSU Credit Union, on their work service anniversaries in December 2020.  Keep up the great work!

Jody Huffman - 24 years, Anita Cooper - 32 years and Vicki Richardson - 26 years (not shown). 

 Jody and Anita service anniversary Dec 2020

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Supporting Manna Food Bank

GPCE Credit Union - A Division of FSU Credit Union  supported our community at Thanksgiving and Christmas through two Manna Food Bank drives in November and December of 2020. Together our employees and members gathered a whopping total of 462 lbs. of food items. Thank you for making a difference in our community by helping to place food on the tables of those in need. 

Manna Food Bank Nove 2020  

November contributions: 312 lbs.   

Manna Food Bank Dec 2020

December contributions: 150 lbs.

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Supporting Dash for Dravet


GPCE Credit Union - A Division of FSU Credit Union joined forces with our FSU Credit Union branches in Tallahassee to help raise money and awareness to help fight Dravet Syndrome.  One of our fellow employees knows first hand about this debilitating condition within his own family. 

"Words can’t express my sincerest gratitude for the overwhelming support. Life with any debilitating disease can, at times, make you feel isolated and discouraged as if you are in the battle alone. Moments like these remind me that there is an army of people behind us, cheering Amelia on. One day when she is older, her heart will be as moved as ours is now knowing how many people cared for her. Moreover, Amelia’s page has raised almost $900, all of which goes to help fund research and support from Dravet families. Thank you so much for your generosity in making that happen. I am truly blessed to work with such amazing people." - Joshua

Epilepsy Awareness Month 2020

Thank you credit union team members! You are making a difference and we are proud to be a part of the purple during Epilepsy Awareness Month.

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2020 Skip A Payment


Need a little extra cash for the holiday season? You can skip a loan payment in November or December through the GPCE Credit Union - a Division of FSU Credit Union Skip-A-Pay program. Please note, a $15 processing fee will be required. To apply for the Skip-A-Pay program, review the information below, then complete the application form and mail or bring it to one of our three local branch locations. The link to the application form is at the bottom of this page. Members may also email us at, or call (850) 430-1961 or toll free at (800) 472-4723 Monday and Friday from 9:00 A.M. to 5:00 P.M. or Tuesday – Thursday 8:00 A.M. to 4:00 P.M. with any questions.

Before applying for the Skip-A-Pay program, please carefully review the following eligibility requirements:

To qualify for the Skip-A-Pay Program:

  • Your credit union accounts must be in good standing without any negative balances.

  • Your loan must be current and not in default.

  • Your loan must have at least six (6) months of payment history.

  • You must pay a $15 processing fee.

  • You must carry proper insurance without any active CPI premiums on the loan

The following loan types are excluded from the program:

  • Credit Cards

  • Lines of Credit

  • Balloon Loans (including InGear)

  • Home Equity Lines of Credit (HELOCs)

  • Business Loans

  • Mortgages

  • Loans being paid through disability insurance

  • Any loan for which you have skipped a payment within the last eleven (11) months

If you do not meet the above criteria, and would like to communicate with a team member on other loan payment options, please contact us via email or by calling (850) 430-1961 or toll free (800)-472-4723.


The Terms & Conditions to which you will be required to agree are as follows:

GPCE Credit Union – a Division of FSU Credit Union Skip-A-Pay Terms & Conditions

I understand and agree that (a) interest shall continue to accrue on the unpaid Loan balance during any period of skipped payment at the rate stated in my Loan agreement, (b) I shall be required to make additional periodic payments until the Loan is paid in full to Credit Union, thus extending the term of the Loan and the Loan maturity date, and (c) the final Loan payment may be different due to the skipped payment. All other terms and conditions of the Loan will remain the same and regular payments will resume the month or billing cycle immediately following the skipped payment. If this Request is approved by the Credit Union, the Credit Union’s agreement to allow you to miss the above-described payment does not entitle you to any future waiver of payments. If you fail to make any required Loan payments on time, the Credit Union can declare your Loan in default and take any or all available action based on such default.

I understand and agree that a FINANCE CHARGE of $15 per Loan is required for participation. This fee shall be debited from your Credit Union account.

Your Loan and account must be current and not in default to be eligible for this offer. Eligible loans are consumer loans defined by Credit Union policy with at least six (6) months of payment history excluding real estate loans, credit card loans, business loans, any loan with a balloon payment, and any loan for which I have skipped a payment within the past eleven (11) months. If I submit this request for an ineligible loan, I understand and agree that (a) this request shall not be treated as an application for credit or a request for an extension of credit for any reason under any applicable law or regulation and (b) Credit Union shall not be required to provide me with any notice of denial for any request for an ineligible loan.

If I previously elected credit life and/or disability insurance, such insurance coverage will not be extended beyond any Loan’s original maturity date. If I have purchased guarantee asset protection (GAP) on any Loan, I will be responsible for any Loan payments that exceed the original loan terms of repayment regardless of GAP.

If the Loan is normally paid by automatic transfer, I request the Credit Union advance my next scheduled automatic transfer date for the loan payment. If the Loan is normally paid by ACH, Bill Pay, or automatic transfer set up by me in online or mobile banking, I understand I am responsible of cancelling the skipped payment in a timely manner and the Credit Union has no liability for my failure to do so.

I am aware that any automatic payments I have initiated are my responsibility to pause. Any DBOs originated with the Credit Union will be stopped for the skipped monthly cycle if the form is submitted at least 7 days prior to the next automatic payment.


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Merger with FSU Credit Union is Official


We are pleased to announce our merger with FSU Credit Union, effective October 1, 2020. The special meeting of the members on the proposal to merge was held September 29, 2020, at our Pace Blvd. branch, and final vote tallies showed a 96% vote affirming the merger.  The combined institution now holds nearly $300 million in assets and serves nearly 30,000 members.

“The Board and Management of GPCE Credit Union are excited to become a division of FSU Credit Union,” said Anita Cooper, former President/CEO of GPCE Credit Union and now Senior Vice-President of Northwest Operations for FSU Credit Union  “We are happy to continue to serve our members while also providing additional opportunities for them through expanded products and services and new technology.”

Membership of FSU Credit Union, with seven branches in Leon, Wakulla, and Jefferson Counties, is open to Florida State University alumni living anywhere in the U.S. and anyone who lives or works in Bay, Calhoun, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, or Washington counties.

“FSU Credit Union is proud to welcome GPCE Credit Union into our credit union family,” said Chuck Adcock, President/CEO of FSU Credit Union. “This partnership will bring a brighter financial future to FSU Credit Union and GPCE Credit Union members.”

Chuck Adcock will remain the President/CEO of FSU Credit Union and all employees of the GPCE Credit Union are now part of the FSU Credit Union team.

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COVID-19 Update


COVID 19 UPDATE as of 8/01/2020

Our primary goal is to continue to operate the credit union with the health and safety of our members and employees foremost yet causing the least amount of inconvenience. 

All credit union branch lobbies are open during normal operating hours. Effective June 26, 2020 the City of Pensacola issued a mandate requiring face coverings for all businesses within the City of Pensacola limits therefore, a face covering is required for entry to the Pace Boulevard Office. Routine transactions will be routed to the drive-thru.

While face masks are not mandated at this time by Escambia or Bay counties, they are strongly encouraged for conducting business at the Holsberry Road and Panama City offices.

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