Gulf Power Company Employees CU
GPCE Credit Union Fee Schedule

Fee Schedule

Fee Schedule

Please keep this copy of GPCE Credit Union's Fee Schedule for future reference. This updated Fee Schedule is incorporated into and becomes a part of the credit union Truth-In-Savings.

Fee Schedule
NameFee
Share Savings Account
Dormant Account $5.00/month after 1 year of inactivity
Early Closure $10.00 within 6 months
Share Overdraft Transfer (after 3 free per month) $1.00/transfer
Christmas Club
Early Withdrawal $5.00/withdrawal
Share Draft Checking Account
Manual Overdraft Transfer $10.00 up to 5 items
NSF $30.00/item
Courtesy Pay $30.00/item
Stop Payment $30.00/item
Counter Checks $2.00 up to 4 checks
Copy of Paid Share Draft $3.50/check
Other Service Fees
Notary Service (Members Only) NO CHARGE
SIgnature Guarantee (Members and Southern Co. Stock Only) NO CHARGE
Internet Virtual Branch Service NO CHARGE
Printed Monthly Statement $3.00/month
24-hour Audio Response Teller Line NO CHARGE
Non-member Check Cashing $3.00/check
Copy of Paid Teller's Check $3.50/item
Duplicate 1098 and 1099 Forms $5.00/item
Interim Statement (Online History) $3.00/request
Microfiche Statement $1.00/statement page
Account Reconciliation $10.00/hour
Account Research $10.00/hour
Returned Deposit Item $10.00/item
Returned Deposit Item (same payee & maker) $25.00/item
Items Sent for Collection $10.00/item
Returned Mail - Incorrect Address $5.00/item
Removal of Joint Owner Request $10.00/account
Unsatisfactory Account Closing $25.00/account
Levy or Garnishment $50.00/occurrence
Transfer of IRA (to any other institution) $25.00/occurrence
ESCHEAT (Unclaimed Property) $50.00/occurrence
Loan Fees
Loan Application Fee $5.00/request
Late Payment Fee 5% of Loan Payment after ten days
Returned Loan Payment/Deposit Item Fee $10.00/check
Satisfaction of Mortgage $10.00
Skip-A-Payment $20.00/payment skipped
Teller's Checks
Over ONE check per day (1st check at no cost) $1.00/check
Teller's Check Non-Member $10.00/check
Safe Deposit Box Fee - Annual Rental Fees
Box 3x5 $17.00/box
Box 3x10 $25.00/box
Box 5x10 $40.00/box
Box 10x10 $50.00/box
Late Payment $5.00/month
Key Replacement Up to $25.00/key
Drilling of Boxes Actual Drilling Cost
ACH/EFT Fees
NSF Fee $30.00/item
Stop Payment Fee $30.00/item
Manual Overdraft Transfer $10.00 up to 5 items
ATM/Debit Card Fees
GPCE Credit Union Usage Fee NO CHARGE
Debit Card Replacement $5.00/card
Debit Card RUSH Replacement Actual Cost
Debit Card - Dispute of Valid Charges $10.00/occurrence
Non-GPCECU ATM Network Fees May Vary depending on institution used
Wires
Domestic Incoming Wire $15.00
Domestic Outgoing Wire $15.00
Incoming International Wire $35.00
Bill Pay Account
Active Internet Bill Pay Service NO CHARGE
Bill Payment Check Copy $3.50/item
Inactive Bill Payment Account Fee $10.00 each month of NO ACTIVITY
Share Value/Membership Fee
Credit Union Membership Balance Requirement $5.00/par value (5 minimum share requirement)
Mastercard Account
Annual Fee NO CHARGE
Application Fee $5.00/request
Balance Transfer NO CHARGE
MasterCard Express Delivery Actual Cost
Statement Copy $3.00/statement
Late Payment Fee Up to $10.00
Return Payment Fee Up to $27.00
Temporary Increase/Immediate Availability $10.00/request
Cash Advance 1% of Advanced Amount (ATM only)
International Transactions 1% of each transaction in US Dollars
Card Replacement Fee Up to $5.00/card

Effective April 2015