Fee Schedule
Please keep this copy of GPCE Credit Union's Fee Schedule for future reference. This updated Fee Schedule is incorporated into and becomes a part of the credit union Truth-In-Savings.
| Fee Schedule | |
| Effective Date: November 15, 2021 | |
| Name | Fee |
| Share Savings Account | |
| Excess Withdrawal Fee | $1.00 - per withdrawal for each withdrawal over three per month NOTE: There is a maximum of six (6) REG D withdrawals per month. |
| Main Share Low Balance Fee | $2.00 - per month if a $250.00 minimum aggregate balance is not maintained and/or the member does not have a current loan balance or maintain a checking account. |
| Holiday Club | |
| Holiday Club Early Closure Withdrawal Fee | $5.00 - Holiday Club Accounts, all funds will be transferred to the member's draft account on or after Nov. 1st of each year. If you make a withdrawal at ANY TIME before Nov. 1st, ALL accrued interest will be forfeited, and the account will be closed. |
| Other Fees (applicable to all accounts) | |
| IRA Termination Fee | $30.00 - per termination |
| Account Research / Assistance Fee | $15.00 - per hour (1 hour minimum) |
| Statement Copy Fee | $2.00 - per page |
| Deposited Item Return Fee | $32.00 - per item NOTE: Fee waived if returned check is written from a third party |
| Items Sent for Collection Fee | $15.00 - per item |
| Wires | |
| Wire Transfer (incoming) Fee | $10.00 - per request |
| Wires Transfer (outgoing) Fee | $20.00 - per request |
| Wire Transfer (outgoing International) Fee | $50.00 - per transfer |
| Cashier's Checks/Money Orders | |
| Cashier's Check Fee | $3.00 - per check |
| Money Order Fee | $2.00 - per item |
| Pop Money Fee / Pay People Fee - Standard | $0.75 - per transaction NOTE: Transaction is to send or request funds, there is no fee for receiving funds through Pop Money. |
| Pop Money Fee / Pay People Fee - Next Day | $1.50 - per transaction NOTE: Transaction is to send or request funds, there is no fee for receiving funds through Pop Money. |
| Heartland One-Time ACH Loan Payment (Web or Phone) | $0.95 - per transaction |
| Legal Process Fee | $25.00 - per process |
| Levy or Garnishment* | $50.00 - per occurrence |
| Escheatment to State due to Unclaimed Property Laws | $50.00 - per occurrence (as permissible by State) |
| Inactive Account Fee* | $15.00 - per month after (1) year of no activity and an account balance under $1,000. |
| Telephone Transfer Fee | $2.50 - per transfer |
| Account Closure Fee | $5.00 - if closed within ninety (90) days |
| Returned Mail Fee | $10.00 - per piece |
| Mastercard Account | |
| Credit Card Replacement Fee | $10.00 - first replacement |
| Credit Card Replacement Fee | $25.00 - second replacement |
| Credit Card Replacement Fee | $50.00 - third replacement |
| Share Draft Checking Account | |
| Debit/ATM Replacement Card Fee | $5.00 - each request |
| Instant Issue Debit Card Fee | $10.00 - per card |
| Rush Shipping Fee for Credit, Debit, or ATM Card | $25.00 - per card |
| Re-direct (to Credit Union address) Fee for Credit, Debit, or ATM Card | $10.00 - per card |
| Verification Letter Fee | $10.00 - per item |
| Temporary Checks | $2.00 - per pack (4 checks per pack) |
| Share Draft Account Fees | |
| Champion's Choice Draft Account Fee - Garnet Level* | $5.00 - per month NOTE: Fee waived if the member is actively enrolled in e-statements. Account-level will be determined each month based on the past thirty days usage of products/service. |
| Bill Pay Account | |
| Inactive Bill Payment Account Fee | $10.00 - each month of NO ACTIVITY |
| Expedited Bill Payer Fee | $9.95 - per payment |
| Copy of Cleared Draft Fee | $3.00 - per item, if less than 1-year-old (for items over 1 year old add $15.00 per hour research fee.) |
| Stop Payment Fee | $25.00 - per request |
| Non-Sufficient Funds (NSF) Fee | $32.00 - per item |
| Returned Check Fee | $32.00 - per item |
| Overdraft Transfer Fee | $3.00 - per item NOTE: Fee increases to $32.00 per item if you exceed six (6) withdrawals per month (in accordance with REG-D). |
| Courtesy Pay Protection Fee | $32.00 - per item |
| Proprietary ATM Fee | $0.00 - when using an ATM owned by FSUCU or operating on CULIANCE |
| Non-proprietary ATM Fee | $0.75 - each NOTE: When you use an ATM not owned by us you may me charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you don't complete a transaction. |
| ATM Inquiry Fee | $0.75 - each NOTE: When you use an ATM not owned by us you may me charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you don't complete a transaction. |
| Safe Deposit Box Fee - Annual Rental Fees (Pensacola Location 200 N Pace Blvd) | |
| Box 3x5 | $17.00 - box |
| Box 3x10 | $25.00 - box |
| Box 5x10 | $40.00 - box |
| Box 10x10 | $50.00 - box |
| Late Payment | $5.00 - month |
| Key Replacement | up to $25.00/key |
| Drilling of Box | Actual Drilling Cost |
| Credit Union Membership Fees | |
| Membership Fee | $10.00 - one-time fee upon acceptance per new main share |