Fee Schedule
Please keep this copy of GPCE Credit Union's Fee Schedule for future reference. This updated Fee Schedule is incorporated into and becomes a part of the credit union Truth-In-Savings.
| Fee Schedule | |
| Name | Fee |
| Share Savings Account | |
| Dormant Account | $5.00/month after 1 year of inactivity |
| Early Closure | $10.00 within 6 months |
| Share Overdraft Transfer (after 3 free per month) | $1.00/transfer |
| Christmas Club | |
| Early Withdrawal | $5.00/withdrawal |
| Share Draft Checking Account | |
| Manual Overdraft Transfer | $10.00 up to 5 items |
| NSF | $30.00/item |
| Courtesy Pay | $30.00/item |
| Stop Payment | $30.00/item |
| Counter Checks | $2.00 up to 4 checks |
| Copy of Paid Share Draft | $3.50/check |
| Other Service Fees | |
| Notary Service (Members Only) | NO CHARGE |
| SIgnature Guarantee (Members and Southern Co. Stock Only) | NO CHARGE |
| Internet Virtual Branch Service | NO CHARGE |
| Printed Monthly Statement | $3.00/month |
| 24-hour Audio Response Teller Line | NO CHARGE |
| Non-member Check Cashing | $3.00/check |
| Copy of Paid Teller's Check | $3.50/item |
| Duplicate 1098 and 1099 Forms | $5.00/item |
| Interim Statement (Online History) | $3.00/request |
| Microfiche Statement | $1.00/statement page |
| Account Reconciliation | $10.00/hour |
| Account Research | $10.00/hour |
| Returned Deposit Item | $10.00/item |
| Returned Deposit Item (same payee & maker) | $25.00/item |
| Items Sent for Collection | $10.00/item |
| Returned Mail - Incorrect Address | $5.00/item |
| Removal of Joint Owner Request | $10.00/account |
| Unsatisfactory Account Closing | $25.00/account |
| Levy or Garnishment | $50.00/occurrence |
| Transfer of IRA (to any other institution) | $25.00/occurrence |
| ESCHEAT (Unclaimed Property) | $50.00/occurrence |
| Loan Fees | |
| Loan Application Fee | $5.00/request |
| Late Payment Fee | 5% of Loan Payment after ten days |
| Returned Loan Payment/Deposit Item Fee | $10.00/check |
| Satisfaction of Mortgage | $10.00 |
| Skip-A-Payment | $20.00/payment skipped |
| Teller's Checks | |
| Over ONE check per day (1st check at no cost) | $1.00/check |
| Teller's Check Non-Member | $10.00/check |
| Safe Deposit Box Fee - Annual Rental Fees | |
| Box 3x5 | $17.00/box |
| Box 3x10 | $25.00/box |
| Box 5x10 | $40.00/box |
| Box 10x10 | $50.00/box |
| Late Payment | $5.00/month |
| Key Replacement | Up to $25.00/key |
| Drilling of Boxes | Actual Drilling Cost |
| ACH/EFT Fees | |
| NSF Fee | $30.00/item |
| Stop Payment Fee | $30.00/item |
| Manual Overdraft Transfer | $10.00 up to 5 items |
| ATM/Debit Card Fees | |
| GPCE Credit Union Usage Fee | NO CHARGE |
| Debit Card Replacement | $5.00/card |
| Debit Card RUSH Replacement | Actual Cost |
| Debit Card - Dispute of Valid Charges | $10.00/occurrence |
| Non-GPCECU ATM Network Fees | May Vary depending on institution used |
| Wires | |
| Domestic Incoming Wire | $15.00 |
| Domestic Outgoing Wire | $15.00 |
| Incoming International Wire | $35.00 |
| Bill Pay Account | |
| Active Internet Bill Pay Service | NO CHARGE |
| Bill Payment Check Copy | $3.50/item |
| Inactive Bill Payment Account Fee | $10.00 each month of NO ACTIVITY |
| Share Value/Membership Fee | |
| Credit Union Membership Balance Requirement | $5.00/par value (5 minimum share requirement) |
| Mastercard Account | |
| Annual Fee | NO CHARGE |
| Application Fee | $5.00/request |
| Balance Transfer | NO CHARGE |
| MasterCard Express Delivery | Actual Cost |
| Statement Copy | $3.00/statement |
| Late Payment Fee | Up to $10.00 |
| Return Payment Fee | Up to $27.00 |
| Temporary Increase/Immediate Availability | $10.00/request |
| Cash Advance | 1% of Advanced Amount (ATM only) |
| International Transactions | 1% of each transaction in US Dollars |
| Card Replacement Fee | Up to $5.00/card |
Effective April 2015