With InGear, get the flexibility and ownership of conventional financing with the low cost of leasing.
- Lower monthly payments – up to 40% less than conventional loans
- NOT a lease, but it gives you low payments like a lease
- No hidden or up-front costs
- No down payment required
- Titled in borrower’s name- actual vehicle ownership!
- Trade-in tax credit
- No higher insurance premium
- Trade-in, sell, payoff, or refinance at anytime
- New or pre-owned vehicles (up to five years old) qualify
- AND, finance your vehicle through a source that you trust!
You must be eligible for membership and approval for a loan to participate. Loan rates and terms vary depending on your credit score and loan history. Please see a credit union representative for complete details.