So you need a little extra cash?
Perhaps, a line of credit (LOC) at GPCE Credit Union is the perfect loan for you!
Just what is an LOC?
It’s an account you can open with us that allows you to borrow money when you need it, up to a preset borrowing limit. Of course, the typical loan approval process applies.
However, with a GPCE Credit Union personal credit line, you only pay interest on the money you borrow. As you pay back borrowed funds your available credit is replenished. In other words, you can use a personal line of credit pretty much the same way you use a credit card. In fact, setting up a personal line of credit is a good fallback plan in case you find yourself having to deal with those expenses you can't pay in full from your emergency savings or other sources of cash.
Lines of credit can be used as short-term financing to cover seasonal income fluctuations, to allow you to take advantage of discount purchasing, or to handle unexpected expenses.
- Payment terms are open ended
- Payment Protection: Credit Life / Disability
“We’re Here For You!” and we are dedicated to making your loan needs a pleasant experience. Our rates and terms are competitive. Our friendly and knowledgeable loan officers are ready to assist you. Please contact us through e-mail, our online loan applications, phone, or visit any of our convenient office locations. Most loan applications can be approved before the end-of-day and in most cases, within a few hours.
Terms & Conditions
*APR is Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions are subject to change. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply.