Gulf Power Company Employees CU
GPCE Credit Union Loan Rates

Loan Rates

Loan Rates

Loans are calculated on the Simple Interest method. Interest is paid only on the decreasing monthly balance. No prepayment penalties. APR = Annual Percentage Rate. Rates are based on an evaluation of credit and may vary. Conditions and restrictions may apply.

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Vehicle Loans

Vehicle Loans
Effective Date: Tuesday, August 4th, 2020
TermAs low as APR*
New & Used Autos
Up to 60 Months 2.99%
72 Months 3.49%
84 Months 3.99%
New & Used Motorcycles
Up to 60 Months 2.99%
72 Months 3.49%
84 Months 3.99%
New & Used Boats, Jet Skis
Up to 60 Months 2.99%
72 Months 3.29%
84 Months 3.49%
120 Months 5.49%
Recreational Vehicles
Up to 120 Months 7.00%
Sport Vehicles
Up to 48 Months 5.50%
60 Months 6.50%

GPCE Credit Union offers 100% financing based on MSRP of new autos/motorcycles/boats/jet skis and 100% NADA Retail Value of used autos/motorcycles/boats/jet skis including tax, tag, title and GAP. Rates based on an evaluation of credit and may vary.

Personal Loans

Personal Loans
Effective Date: Tuesday, August 4th, 2020
Account TypeTermAs low as APR*
Line of Credit Open End 15.00%
Signature Loan Up to 48 Months 15.00%
Vacation Anytime Loan
(Borrow $2,500)
24 Months 6.00%
Share Secure Up to 120 Months 3.50%
Share Certificate (CD) Secured Based on Certificate of Deposit Term *
Other Secured Based on Security 12.90%

Miscellaneous Loans

Miscellaneous Loans
Effective Date: Tuesday, August 4th, 2020
Account TypeTermAs low as APR*
Medical Choice Loan
($1,000 Minimum financed w/cr score 650+) Up to 48 Months 6.00%
Disaster Relief Loan
(Up to $5,000) 36 Months 6.00%
Bereavement Loan
(Up to $10,000) 60 Months 6.00%

*APR = Annual Percentage Rate. Rates are based on an evaluation of credit and may vary. Conditions and restrictions may apply.