Gulf Power Company Employees CU



Welcome to the Credit Union Family!

On October 1, 2020, GPCE Credit Union officially merged with Florida State University Credit Union. This partnership will bring a brighter financial future to GPCE Credit Union members. Membership is now open to Florida State University alumni living anywhere in the U.S. and anyone who lives or works in Bay, Calhoun, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, or Washington counties. 

Frequently Asked Questions about the FSU Credit Union and GPCE Credit Union Merger


What will the merger mean for my membership?

Anyone who was already a member of GPCE Credit Union is now a member of Florida State University (FSU) Credit Union. 


How large will the combined credit union be? 

The combined credit union now has nearly $300 million in assets and nearly 30,000 members.

What will the combined Credit Union be called? 

Members of the FSU Credit Union and GPCE Credit Union team have been conducting market research to develop a new name for the Pensacola-based branches and an announcement will be made at a later date. In the interim, the former GPCE Credit Union will be called GPCE Credit Union, a Division of Florida State University Credit Union.


Will my account balances continue to be insured? 

Your accounts will continue to be federally insured through the National Credit Union Share Insurance Fund (NCUSIF), and backed by the NCUA, a U.S. Government Agency.

What changes can I expect related to my account(s) and services?

This merger guide contains important information regarding accounts and fee changes. In addition, we’ve highlighted some exciting new services you will be able to take advantage of now that you are part of the FSU Credit Union family.

Who should I contact for information on my account?

Please Click Here to view our Contact Us page. 

How can I get more information on FSU Credit Union?

For more information about FSU Credit Union, we invite you to visit or call (877) GO-FSUCU (877-463-7828) and talk with one of our Member Service Representatives. Or, contact GPCE Credit Union, a division of FSU Credit Union, at 850-430-1961 or toll-free at (800) 472-4723.

Who will be the CEO? 

The President/CEO of the credit union will remain FSU Credit Union President/CEO Charles E. “Chuck” Adcock, III. Chuck has been part of the FSU Credit Union team for more than 25 years.

What will happen to the employees of GPCE Credit Union? 

All employees of GPCE Credit Union are now employees of FSU Credit Union and will remain to serve our members' financial needs, so the same friendly faces will continue to greet you.

What immediate benefits will I receive as a member of FSU Credit Union? 

      • More Branch Locations - Visit for a list of FSU Credit Union locations. 

      • The Financial Fitness Center - The Financial Fitness Center is a free online financial literacy program. Visit financialfitness to get started. 

      • Private Wealth Management and Consulting (PWMC) - Through this partnership with PWMC, members can take advantage of PWMC services to pursue their financial goals and manage their investments. Visit for details. 

      • Love My Credit Union Rewards Program - Love My Credit Union Rewards helps you maximize your financial well-being and save money on products and services you use every day. Visit our new Love My Credit Union page or for more information.

      • Mortgages and Home Equity Line of Credit (HELOC) Loans - We offer a number of options for home loans and line of credits. Visit to find out more.

      • Additional Auto Loan Options - We’re proud to provide many auto loan options, including our InGear and OnPace loans. Visit for details.

      • New Loan Promotions - Visit for special loan promotions currently running such as the “Welcome to the Family” Auto Loan.


More new products and services will be available after the data conversion on April 30, 2021, including:

      • New Online and Mobile Banking Features - Exciting features include a free Money Management Tool, CreditSense, which is a free service to help you learn and understand your credit score, a person-to-person payment service Pop Money, and much more!

      • New Debit Card Functionality - Your new debit cards will be able to be used for online and phone purchases along with anywhere VISA is accepted worldwide.

      • New Credit Card Options - Watch for information on additional credit card options coming your way soon.

      • Business Loans and Accounts - The combined credit union will be able to offer members innovative business banking products and services.

      • Identity Theft Protection - Members can take advantage of discounted identity protection programs provided through CyberScout.

      • ApplePay - Debit and credit cards can use the convenient ApplePay service.


What important dates should I note? 

On April 30, 2021, your accounts and account balances will be transferred from the GPCE Credit Union data system to the FSU Credit Union data system. Between now and then, we will work diligently to ensure that the transition is as smooth as possible. Please continue to visit this page for more of our latest updates.

Will my account number change?

Account numbers will not change. However, because FSU Credit Union has a different routing and transit number, you will receive new checks and debit cards and need to adjust your automatic deposits/payments following the data conversion in April of 2021.


Special Fee Information 

Following the merger with Florida State University Credit Union and as part of a larger credit union, some members may have to change habits to avoid certain fees. Two adjusted or new fees that may affect some of our members include the overdraft transfer fee and excessive withdrawal fee. These updated fees are normal for most credit unions and are largely related to credit unions staying in compliance with a Federal guideline called Regulation D. However, these fees can easily be avoided by just a few simple changes in how you conduct your transactions. Learn more here.

Latest Updates

Check out our Special Offers for information on our new "Welcome to the Family Auto Loans," "Holiday Skip-A-Pay Program," and "Holiday Loans"!
Through the merge with FSU Credit Union, you will now have access to new loan specials, such as InGear and OnPace, for your future vehicle!
  • Think you can’t afford the vehicle of your dreams? Ready to trade-in your current vehicle but don’t want a higher payment? Learn more about our InGear option. With InGear, you can get a payment up to 40% lower, without a lease – you have the benefits of ownership. Learn more here.
  • Troubled credit? New credit? Check out our OnPace program, a loan option for those looking to establish credit or have a negative credit history. Learn more here.